Living in a condo brings with it several unique advantages. You don't need to care for your lawn. All the groundskeeping is done for you. There might be activity centers and other services provided to you. However, living in a condo also brings with it the need for unique insurance coverage as well. Condo insurance is different from the homeowner’s insurance. In a way, it blends homeowners and renter’s insurance into one single coverage option. If you live in a Pennsylvania condo, our team here at Raynock & Associates LLC will help connect you with coverage for your condo, no matter what the coverage requirements are.
Chances are your condo requires you to have some insurance coverage. However, it may not be any coverage they require of you. There might be some specifics they need of you and your coverage. Don't worry. Whatever your HOA requirements are, we will work with your condo to ensure your policy checks off all the required boxes (both of the HOA and your own).
Condo insurance is important because while you don't physically own your condo walls, you own everything inside of it. So, if there is an incident within the condo and something happens to your home's interior, you need protection. Condo insurance does that. If there is a fire in another unit and it spreads to yours, condo insurance can cover this. If someone breaks into your unit, condo insurance can protect you from this kind of theft as well.
There is no one size fits all form of condo insurance. Your home and your needs are different from that of those even inside your building. Here at Raynock & Associates LLC, we want to help connect you with the appropriate coverage. So, give our Pennsylvania staff a call today.